Access Agreement
Please read the Access Agreement below.
When finished, click on the 'Agree' button at the bottom to sign up for Online Banking.
Farmers Insurance Federal Credit Union Internet Banking Agreement & Disclosure
Please
read this agreement carefully before following the link
at the
bottom of this page.
Introduction
This Internet Banking
Agreement (IBA) governs your use of Online Banking which permits our members to access a number of financial services through
the use of the Internet. Also included in this document are the
regulatory disclosures applicable to these services. Throughout
this web site the IBA and Disclosure will be referred to as
"Agreement". By using our Internet Banking
service called Online Banking, you agree to all of the terms of this
Agreement. You must read this Agreement before
enrolling in Online Banking and initiating any
electronic funds transfers via the Internet. By using Online Banking, you agree to all of the terms of this Agreement.
Please read it carefully before following the link at the bottom of
this page or accessing any of the Services. We recommend that
you print a copy of this document for your records; however, if you
cannot, contact us at the number provided below and we will mail you
a copy.
Accounts and services provided by this financial institution may
also be governed by separate agreements with you. This
Agreement supplements any other agreements or disclosures related to
your account (s), including the Terms and Conditions of Your Account
Agreement provided to you separately.
Definitions
You or Your
- The person(s) subscribing to or using Internet Banking.
Your Credit Union, The Credit Union, We, Us, or Our - Refers to Farmers Insurance Federal Credit Union and any agent, independent contractor, designee, or assignee the Credit Union may involve in the provision of Internet Banking.
Business Day - Any calendar day other than Saturday,
Sunday, or any holidays recognized by the Credit Union. Bill
payments are processed on all business days that both the Federal
Reserve Bank and the US Postal System are operating and open for
business.
Business Day Cutoff The Credit Union head office
is located in Los Angeles and we base our business day on the Pacific Time
zone for posting purposes, we will process all Bill Pay transactions
completed by 12:00 p.m. on the prior business date. Bill Pay
Transactions completed after 12:00 p.m., will be processed on the
following business day.
Electronic funds transfers